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BRIEFS
December 06, 2021
This brief is based on a roundtable hosted by CGD as part of the Governing Data for Development project, which explores how governments can use data to support innovation, development, and inclusive growth while protecting citizens and communities against harm. The views expressed here are those of ...
BRIEFS
August 09, 2021
When national data policies are harmonized, organizations can more easily participate in the global digital economy. But the process of harmonization is inherently political, as it involves countries aligning their domestic practices with a single set of standards and principles. Reflecting the asym...
BRIEFS
August 09, 2021
The rapid increase in the number of countries that have enacted data privacy regimes over the last decade promises greater protection of personal data for a growing share of the world’s inhabitants. But meaningful questions remain about the effectiveness of these regimes in practice, alongside conce...
POLICY PAPERS
July 28, 2021
Despite the concerted efforts of the Indonesian government to increase financial inclusion and the e-commerce–led growth of digital payment services, a large proportion of the country’s population remains financially excluded. Much of the growth and innovation has mainly benefited those already fina...
BRIEFS
July 26, 2021
A Decision Tree for Digital Financial Inclusion Policymaking is a comprehensive analytical framework to diagnose the factors significantly impeding improvements in digital financial inclusion in specific country settings. The methodology has been published as a CGD working paper and applied to...
POLICY PAPERS
July 22, 2021
Together with a lockdown and an information campaign, India’s early response to the Covid-19 pandemic included the launch of PMGKY, a major social protection package. This built on previous digital investments including in direct benefit transfer to financial accounts as well as on several establish...
POLICY PAPERS
July 08, 2021
While several comparable countries in sub-Saharan Africa have seen a significant increase in financial inclusion, mainly driven by digital financial services, Ethiopia still performs poorly. Even digital payment and transfer services, which lower-income and less literate segments of the population c...
POLICY PAPERS
July 06, 2021
Over the last decade, Pakistan has seen improvements in the coverage of its networks of bank branches, ATMs, and mobile money agents. However, the country is lagging behind comparator countries when it comes to the financial inclusion of its population; according to the latest estimates, barely 20 p...
POLICY PAPERS
April 29, 2021
The past decade has seen significant innovation and growth in the volume and value of digital payments in India. However, we find that the associated gains have been heavily concentrated in favor of wealthier and urban customers and have had less impact on lower income and rural populations. While s...