Ideas to Action:

Independent research for global prosperity

CGD Policy Blogs

 

On-Grid or Off-Grid Electricity? African Consumers Say…We Want Both

In the push for electricity access in the developing world, many policymakers are trying to figure out where on-grid or off-grid solutions make the most sense. My new paper asks 39,000 consumers in 12 African countries about their energy use and demand. The big takeaway: African consumers don’t view grid versus off-grid as a binary question.

Investing in Financial Inclusion – Podcast with Njuguna Ndung'u

With growth, development and financial inclusion high on the agenda at the recent World Bank/IMF meetings in Lima, Peru, this week's podcast looks back at an innovation that helped bring millions of people in Kenya into the financial system. Economist and former governor of the Central Bank of Kenya Njuguna Ndung'u, who is also a member of CGD's Task Force on Regulatory Standards for Financial Inclusion, discusses the changes brought to Kenyan society by the introduction of the mobile money transfer service M-Pesa.

Do Mobile Phone Surveys Work in Poor Countries?

Update: This blog was updated on 3/11/2015 from the original version.

The days of pushing priorities, pet projects, or expat consultants on countries are coming to a close. Connected and increasingly empowered individuals are demanding a greater say in setting priorities, designing and implementing programs, and assessing whether projects have achieved their desired results. For those agencies that recognize this trend, the question is how to meaningfully and cost effectively engage citizens in real time. 

Taxing Kenya’s M-Pesa Picks the Pockets of the Poor

Kenya has instituted a new tax that affects users of M-Pesa -- a widely popular phone-based money transfer service used by more than half of Kenya’s adult population. The new 10 percent excise duty on fees charged for money transfer services applies to mobile phone providers, banks, and other money transfer agencies. Operated by Safaricom, the largest mobile network operator in Kenya, M-Pesa accounts for the largest share of users of money transfer services. Users of M-Pesa products will therefore bear most of the impact of the tax.