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BRIEFS
August 09, 2021
When national data policies are harmonized, organizations can more easily participate in the global digital economy. But the process of harmonization is inherently political, as it involves countries aligning their domestic practices with a single set of standards and principles. Reflecting the asym...
BRIEFS
August 09, 2021
The rapid increase in the number of countries that have enacted data privacy regimes over the last decade promises greater protection of personal data for a growing share of the world’s inhabitants. But meaningful questions remain about the effectiveness of these regimes in practice, alongside conce...
POLICY PAPERS
July 28, 2021
Despite the concerted efforts of the Indonesian government to increase financial inclusion and the e-commerce–led growth of digital payment services, a large proportion of the country’s population remains financially excluded. Much of the growth and innovation has mainly benefited those already fina...
Blog Post
July 28, 2021
Mexico followed, in past years, what appeared to be a textbook formula for expanding access to and use of digital financial services for its citizens. And yet, less than half of its adult population reported having a bank account only two years ago, which is lower than the Latin American averag...
Blog Post
July 28, 2021
India’s efforts to expand financial inclusion by leveraging digital technologies have been much publicized and lauded, both within India and internationally. But how effective have they actually been in expanding the usage of digital financial services across India’s huge population? And what is con...
BRIEFS
July 26, 2021
A Decision Tree for Digital Financial Inclusion Policymaking is a comprehensive analytical framework to diagnose the factors significantly impeding improvements in digital financial inclusion in specific country settings. The methodology has been published as a CGD working paper and applied to...
Blog Post
July 22, 2021
As the COVID-19 pandemic started to exact a toll on lives and livelihoods in early 2020, countries imposed strict lockdowns to stem the spread of infections, disrupting economies and societies across the world. With pandemic-induced constraints on in-person interactions, many countries adopted a “di...
POLICY PAPERS
July 22, 2021
Together with a lockdown and an information campaign, India’s early response to the Covid-19 pandemic included the launch of PMGKY, a major social protection package. This built on previous digital investments including in direct benefit transfer to financial accounts as well as on several establish...
POLICY PAPERS
July 08, 2021
While several comparable countries in sub-Saharan Africa have seen a significant increase in financial inclusion, mainly driven by digital financial services, Ethiopia still performs poorly. Even digital payment and transfer services, which lower-income and less literate segments of the population c...