Ideas to Action:

Independent research for global prosperity

CGD Policy Blogs

 

Countries where men and women are more financially included, and where differences in endowments (income, education) are the cause vs. ones where something else is at work.

Unpacking the Gender Gaps in Financial Inclusion

Financial inclusion—an individual’s access to bank accounts or other financial products—has improved around much of the world, but significant gender gaps remain. How can we account for this gap? Do gender gaps in financial inclusion reflect differences in observable characteristics such as income, education, or labor force status? Would the gaps persist if women had the same levels of education and income as men? Or, are other, less observable, factors at work?

Identification and Gender Equality: A Two-Way Street

The importance of ID for empowering women and girls is spot-on, but so far discussions about identification and gender haven’t given equal attention to the other side of the equation. And new data shows that when it comes to identification and gender equality, we encounter a two-way street. Identification isn’t just critical for achieving gender equality; addressing underlying gender discrimination is essential to making sure that all people have identification and the benefits that come along with it.